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Our Programs

Structured Financial Education Programs

Three distinct programs designed to address different dimensions of personal financial management, each producing practical tools you continue using independently.

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Our Approach to Financial Education

Each program addresses a specific aspect of personal finance through a combination of structured instruction, hands-on exercises, and personalized application. Sessions build knowledge progressively, with each meeting adding complexity while reinforcing previous concepts.

Programs are delivered in small groups at our Petaling Jaya location, allowing for individual attention and peer learning. Participants work with their own financial information during sessions, producing customized tools and documents specific to their circumstances.

All content reflects current Malaysian financial regulations, tax structures, EPF contribution requirements, and banking practices. Cultural considerations around festive obligations, family financial responsibilities, and seasonal spending patterns are integrated throughout.

Program Details

Comprehensive descriptions of each program's structure, content, and deliverables.

Financial Calendar Workshop

Financial Calendar Workshop

This time-management-focused program helps you build and maintain a comprehensive 12-month financial calendar. By mapping all your important dates, deadlines, and seasonal patterns, you create a reference tool that prevents surprises and supports proactive financial management.

What You Will Learn:

  • Identifying and documenting annual tax deadlines and submission requirements
  • Tracking insurance renewal dates, EPF statement review periods, and investment dividend schedules
  • Mapping seasonal spending patterns including festive obligations, school expenses, and travel periods
  • Setting up recurring reminders and creating a review protocol for your calendar
Duration: Three 90-minute sessions over two weeks
Group Size: Maximum 12 participants
Deliverable: Personalized 12-month calendar
Best For: Those who miss deadlines or feel caught off-guard

RM 1,250

Enroll in This Program
Salary Optimization Workshop

Salary Optimization Workshop

This empowerment-oriented program helps employed Malaysians understand the complete value of their compensation and identify opportunities to enhance it. By learning to read payslips in detail and understand employer contributions, you gain leverage in benefit discussions.

What You Will Learn:

  • Detailed payslip analysis covering gross vs net income, deductions, and employer contributions
  • Understanding EPF employer contribution nuances and tax-deductible benefit options
  • Negotiating non-salary benefits and flexible spending arrangements
  • Viewing total cost of employment from employer perspective for negotiation context
Duration: Four 90-minute sessions over three weeks
Group Size: Maximum 10 participants
Deliverable: Compensation analysis worksheet
Best For: Salaried professionals seeking clarity

RM 3,600

Enroll in This Program
Integrated Financial Plan Development

Integrated Financial Plan Development

This comprehensive program brings together all dimensions of personal finance into a single, cohesive planning document. Over ten weeks, you build your plan incrementally, with each session adding a new chapter covering a different aspect of your financial life.

What You Will Learn:

  • Income analysis, expense optimization, and debt structuring strategies
  • Emergency reserve calculation, insurance adequacy review, and investment allocation principles
  • Tax planning approaches, retirement projection methods, and estate preparation basics
  • Aligning financial decisions with personal values and creating a quarterly review protocol
Duration: Ten weekly sessions plus consultations
Group Size: Maximum 8 participants
Deliverable: Bound comprehensive financial plan
Best For: Those seeking complete financial clarity

RM 9,600

Enroll in This Program

Program Comparison

Compare key features to determine which program best addresses your current learning priorities.

Feature Calendar Workshop Salary Optimization Integrated Plan
Time Commitment 3 sessions (4.5 hours total) 4 sessions (6 hours total) 10 sessions + consultations (23 hours total)
Duration 2 weeks 3 weeks 10 weeks
Primary Focus Organization and timing Employment compensation Comprehensive planning
Deliverable Type 12-month calendar with reminders Analysis worksheet and negotiation template Bound multi-chapter financial plan
Investment RM 1,250 RM 3,600 RM 9,600
Recommended For Those who feel reactive to deadlines Salaried professionals Anyone seeking complete financial clarity

Choosing the Right Program

Start with Calendar if:

  • • You often miss important deadlines
  • • Seasonal expenses catch you unprepared
  • • You want a focused, short program

Choose Salary Optimization if:

  • • You want to understand your payslip better
  • • You are considering a job offer
  • • You want negotiation preparation

Select Integrated Plan if:

  • • You want a complete financial overview
  • • You value having everything documented
  • • You can commit to ten weeks

Shared Program Standards

Elements common to all programs ensuring quality and consistency.

Privacy Protection

All participant financial information is treated with strict confidence. Individual consultations are private, and group discussions use only anonymized examples with explicit consent.

Written Materials

Complete program curriculum is provided at enrollment showing each session's topics, objectives, and deliverables. Preparation materials are sent before each session.

Current Content

All programs are updated regularly to reflect current Malaysian tax regulations, EPF contribution rates, LHDN requirements, and banking practices as of program delivery date.

Ongoing Support

Participants have email access to facilitators between sessions for brief clarification questions. Post-program support continues for three months for application questions.

Malaysian Context

Content addresses EPF, SOCSO, LHDN, local banking practices, and cultural financial considerations including festive obligations and family support expectations.

Small Groups

Enrollment is limited to maintain favorable participant-to-educator ratios, ensuring personalized attention, genuine discussion, and the ability to address individual questions.

Ready to Begin Your Financial Education?

Contact us to discuss which program aligns with your current learning needs and schedule, or to ask questions about program content and structure.

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